Carolina Advisors Group

Carolina Advisors Group strives to provide superior products and service. We build relationships based on trust and integrity.

ABOUT US

Carolina Advisors Group was founded on the basic principles of integrity, quality and superior service. We help our clients make sense of and prioritize all the pieces of their financial and insurance picture, by helping them discover and clarify what is really important to them. We bring creative ideas and strategies to the table. Our mission is to help our clients enjoy all forms of their wealth, experience greater motivation and results with their planning, and design, live and leave behind their own unique legacy.

For many, our counsel and assistance has resulted in increased retirement income, substantial savings in estate and income taxes, protection of assets and the creation of successful strategies for more meaningful multi-generational family wealth transfers. Ask us about Tax Free Retirement. Our staff of knowledgeable advisors will take you along every step of the way.

Medicare Advantage

Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage.

Medicare Supplement

A Medicare Supplement (Medigap) is sold by private insurance companies and can help pay some or all of the health care costs that Original Medicare doesn’t cover. If you have Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

Prescription Drug Plan

A prescription drug plan (PDP) is one option for individuals who want to enroll in the Medicare Part D prescription drug coverage, which subsidizes the costs of prescription drugs for enrollees. A prescription drug plan (PDP) is a stand alone plan, covering only prescription drugs.

Life Insurance

Life insurance protection comes in many forms, and not all policies are created equal. While the death benefit amounts may be the same, the costs, structure, durations, etc. vary tremendously across the types of policies. There are many important considerations that you should know about life insurance before you buy it.

Annuity

Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue. Annuities can be created so that, upon annuitization, payments will continue as long as either the annuitant or their spouse is alive.